For Parents with Young Children
The Kids Safety
Legacy Plan
If something happened to you tonight, who would take your kids? Where would they go? Who would manage their money? Would a judge decide?
The Kids Safety Legacy Plan answers every one of these questions , in writing, legally binding, completely done.
The Question No Parent Wants to Ask
What Happens to Your Kids If You're Not Here Tomorrow?
Most parents put off estate planning. Life is busy. It feels morbid. It doesn't feel urgent , until it is. And then it's too late.
Without a plan, a judge who has never met your family decides who raises your children. Your life insurance may be held by a court-appointed guardian until your child turns 18 , and then handed over in full, with no conditions, to an 18-year-old. Family members who love your kids may fight over custody, leaving your children in the middle.
The Kids Safety Legacy Plan exists to make sure none of that ever happens.
Your Biggest Concerns, Answered
What This Plan Resolves
Who will raise my kids if we're both gone?
Your guardian nomination answers this question in legally binding writing. Without it, a judge decides , often from a list of relatives who may not share your values.
What happens to my kids in the hours right after an accident?
Your Kids Protection Plan gives first responders, schools, and caregivers immediate instructions: who has authority, who gets your kids, and what to do.
Will my kids get a lump sum at 18 and blow it?
Your living trust includes children's provisions that control when and how your children receive their inheritance , college, milestones, or a specific age you choose.
What if my life insurance goes directly to my toddler?
A minor cannot legally receive life insurance or retirement funds. Without the right setup, a court controls the money until they turn 18 , then hands it all over. We fix this.
What You Get
Everything in the Kids Safety Legacy Plan
Guardian Nomination
You choose who raises your children if both parents are gone. This is the most important document any parent can sign , and most never do.
Kids Protection Plan
Immediate instructions for first responders, teachers, and caregivers: who your children go to, who has legal authority, and what happens in the first hours after an emergency.
Revocable Living Trust with Children's Provisions
Your assets are held in trust and distributed to your children according to your rules , not handed over as a lump sum the day they turn 18.
Pour-Over Will
Ensures any asset not already in your trust is directed there at death. Works alongside your trust to create a complete inheritance plan.
Durable Power of Attorney
Names someone to manage your finances if you are incapacitated , so your family's bills are paid and your home is protected while you recover.
Healthcare Surrogate Designation
Names the person who makes medical decisions on your behalf if you cannot. Essential for every parent.
Living Will
Your written instructions for end-of-life care , so your family never has to guess, and never has to fight.
Beneficiary Designation Audit
We review your life insurance, retirement accounts, and bank accounts to make sure every dollar goes to the right place , never directly to a minor child.
One plan. Complete protection. Peace of mind.
Every document is prepared by a Florida estate planning attorney, properly executed, and explained to you so you know exactly what you have and what it does for your children.
The Process
How It Works
Most families complete the entire process in two to four weeks.
Discovery Call
We learn about your family and confirm this plan is the right fit. Free, no obligation.
Your Plan
We gather your information, draft every document, and send them for your review.
Signing
We meet to sign, witness, and notarize everything. Virtual or in person across Florida.
Done
Your plan is complete, your trust is funded, and your family is protected.
Why LCO Law
Built for Parents Who Want It Done Right
We work with parents every day who put this off for years , and finally did it because something made them stop and think. We make the process straightforward, the documents bulletproof, and the outcome something you actually understand.
- Guardian nomination and kids protection plan built in , not bolt-ons
- Your trust includes children's provisions tailored to your family
- Life insurance and retirement accounts audited and aligned with your plan
- Virtual and in-person options across all of Florida
- Plain-language explanations so you know exactly what you signed
Get Started
Schedule Your Free Discovery Call
A 30-minute conversation with our team is all it takes to start protecting your kids. No pressure. No commitment. Just answers.
Free
No charge for the discovery call.
No obligation
Learn what you need before deciding.
Virtual options
Serve all of Florida remotely.